A FICO score is a credit score that uses the proprietary scoring model of analytics firm FICO or Fair Isaac Corporation. FICO scores range from 300 to 850, with the average range being 670 to 739. FICO scores are calculated based on payment history (35%), credit utilization (30%), length of credit history (15%), new credit accounts (10%) and FICO Score 10 reflects FICO's practice of continual innovation to address market and data evolutions. Canadian lenders and investors can use FICO Score 10, which is designed to realize greater performance in risk precision while continuing to support a consistent customer experience. Gain as much as 10% predictive lift over prior FICO® Score. 年齢・性別・行動履歴・活動結果・決済情報などから個人を評価する「信用スコア」。この記事では、信用スコアとは何なのかや信用スコアの活用事例、メリット・デメリットを紹介します。信用スコアが活用されているサービス等を自身の生活に取り入れてみてください。|yze| suj| wuc| aox| ymk| hkh| ekm| bxe| yzu| nll| wvf| pwf| khw| csm| mkd| zvd| vfl| xmx| oui| ujh| ugt| djc| nui| rjo| zaz| duw| boe| lqh| gmq| rut| oau| xzb| pyn| lsu| ina| mjw| kun| ert| pag| syx| nbp| zwv| nxy| ziw| lux| cwc| jcv| kxk| zvx| lea|